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Purchase price  
Own capital min. 180'000.-
Calculate
Costs            
Purchase price     900'000.-      
Acquisition costs % 40'500.-      
Transfer costs % 13'500.-      
Total acquisition         954'000.-  
Financing            
Own capital %     180'000.-  
Mortgage 1st rank     585'000.- = 65%    
Mortgage 2nd rank     135'000.- = 15%    
Total Mortgage         720'000.- = 80%
Expenses of creation of mortgage file % 8'640.-      
Total bank         728'640.- = 76.4%
Annual Costs            
Mortgage interest 1st rank % 18'574.-      
Mortgage interest 2nd rank % 4'286.-      
Total interest         22'860.-  
Mortgage amort. 1st rank % 5'850.-      
Mortgage amort. 2nd rank % 1'350.-      
Total amortization         7'200.-  
Running/maintenance costs %     9'000.-  
Total per year         39'060.-  
Total per month         3'255.-  
Minimum income            
-> per year       118'364.-  
-> per month       9'864.-  
Costs/income ratio         = 33%

Theoretically, the total amount of the housing-related costs shouldn't exceed 33% of your total income.
This financial plan doesn't have contractual value. It is at your disposal as an indication only and subject to confirmation from your Bank.