Finance your dream!

Back to object
Purchase price  
Own capital min. 470'000.-
Calculate
Costs            
Purchase price     2'350'000.-      
Acquisition costs % 105'750.-      
Transfer costs % 35'250.-      
Total acquisition         2'491'000.-  
Financing            
Own capital %     470'000.-  
Mortgage 1st rank     1'527'500.- = 65%    
Mortgage 2nd rank     352'500.- = 15%    
Total Mortgage         1'880'000.- = 80%
Expenses of creation of mortgage file % 22'560.-      
Total bank         1'902'560.- = 76.4%
Annual Costs            
Mortgage interest 1st rank % 48'498.-      
Mortgage interest 2nd rank % 11'192.-      
Total interest         59'690.-  
Mortgage amort. 1st rank % 15'275.-      
Mortgage amort. 2nd rank % 3'525.-      
Total amortization         18'800.-  
Running/maintenance costs %     23'500.-  
Total per year         101'990.-  
Total per month         8'499.-  
Minimum income            
-> per year       309'061.-  
-> per month       25'755.-  
Costs/income ratio         = 33%

Theoretically, the total amount of the housing-related costs shouldn't exceed 33% of your total income.
This financial plan doesn't have contractual value. It is at your disposal as an indication only and subject to confirmation from your Bank.