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Purchase price  
Own capital min. 188'000.-
Calculate
Costs            
Purchase price     940'000.-      
Acquisition costs % 42'300.-      
Transfer costs % 14'100.-      
Total acquisition         996'400.-  
Financing            
Own capital %     188'000.-  
Mortgage 1st rank     611'000.- = 65%    
Mortgage 2nd rank     141'000.- = 15%    
Total Mortgage         752'000.- = 80%
Expenses of creation of mortgage file % 9'024.-      
Total bank         761'024.- = 76.4%
Annual Costs            
Mortgage interest 1st rank % 19'399.-      
Mortgage interest 2nd rank % 4'477.-      
Total interest         23'876.-  
Mortgage amort. 1st rank % 6'110.-      
Mortgage amort. 2nd rank % 1'410.-      
Total amortization         7'520.-  
Running/maintenance costs %     9'400.-  
Total per year         40'796.-  
Total per month         3'400.-  
Minimum income            
-> per year       123'624.-  
-> per month       10'302.-  
Costs/income ratio         = 33%

Theoretically, the total amount of the housing-related costs shouldn't exceed 33% of your total income.
This financial plan doesn't have contractual value. It is at your disposal as an indication only and subject to confirmation from your Bank.